Aircraft Ownership Cost Calculator

Estimate your total annual and per-hour cost of owning a GA aircraft. Adjust the inputs below to match your situation.

Quick Start — Select an Aircraft

Financing

Purchase Price ($)

Down Payment (%)

Loan Term (years)

Interest Rate (%)

Operating Costs

Fuel Burn (gph)

Fuel Price ($/gal)

Hours Flown / Year

Overhaul Reserve ($/hr)

Annual Fixed Costs

Annual Inspection ($)

Insurance ($/yr)

Hangar / Tiedown ($/mo)

Misc (database, oil, etc.)

Total Annual Cost

$22,699

per year

Cost Per Flight Hour

$227

at 100 hrs/yr

5-Year Total Cost

$128,497

includes down payment

Annual Breakdown

Loan Payments$6,674

Fuel$5,525

Overhaul Reserve$1,500

Annual Inspection$2,500

Insurance$1,800

Hangar / Tiedown$4,200

Miscellaneous$500

Total$22,699

Financing Summary

Down Payment$15,000

Loan Amount$60,000

Monthly Payment$556

Total Interest Paid$40,117

Cost Distribution

Financing

29%

Fuel

24%

Maintenance

18%

Insurance

Hangar

19%

Other

All data is sourced from public FAA records, NTSB databases, and industry benchmarks. Cost estimates are for informational purposes only and may differ from actual ownership costs. Always consult qualified professionals before making purchase decisions.

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